| Savings Account | All balances | 3.00%* | Interest calculated on daily product; paid quarterly (as per policy). |
| Current Account | N/A | 0.00% | No interest payable on current accounts (unless notified). |
| Fixed Deposit – Retail | 7–45 days | 4.00%* | Premature closure penalty as applicable. |
| Fixed Deposit – Retail | 46–179 days | 5.00%* | Rates vary by tenor and amount. |
| Fixed Deposit – Retail | 180–364 days | 6.25%* | Senior citizen premium if applicable. |
| Fixed Deposit – Retail | 1–2 years | 6.75%* | Reinvestment/Quarterly payout options available. |
| Fixed Deposit – Retail | Above 2–5 years | 6.50%* | Bulk deposit rates as per separate grid. |
| Recurring Deposit | 6–120 months | FD rate of equivalent tenor* | Default penal charges on delayed installments as per policy. |
| Home Loan | Floating | 9.00%–10.50%* | Linked to internal benchmark; risk grading may apply. |
| Vehicle Loan | Floating | 10.50%–12.50%* | New/used vehicle slabs differ. |
| Agri / KCC | As per scheme | As per policy* | Interest subvention if applicable by Govt. guidelines. |
